
Insurance We Accept
Spiro Plastic Surgery accepts all commercial insurance for patients who have out of network benefits. We do not accept Medicare and Medicaid or any Medicare and/or Medicaid plans administered through other insurance carriers.
Please contact our billing department at (973) 736-5907 (option 3) if you have any insurance or billing questions, including questions about whether or not your procedure is covered under insurance. We are here to help you!
Commonly Covered Procedures
Common insurance related procedures that may be covered are:
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Breast Reduction
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Breast Reconstruction
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Fat Grafting related to Breast Reconstruction or Breast Revision

Disclosures & Notices
For more information about your rights as a consumer under the No Surprises Act please visit:
https://www.cms.gov/medical-bill-rights/know-your-rights
https://www.nj.gov/dobi/division_consumers/insurance/outofnetwork.html
Disclosure Notice Regarding Your Rights and Protections Against Surprise Medical Bills

CareCredit Financing
No Interest if Paid Withing 6 or 12 Months*
* Restrictions apply. Refer to CareCredit for full program details.
Payments may also be made by Cash, Bank Check, Visa, Mastercard, Discover Card or American Express. Personal checks will only be accepted three weeks prior to the scheduled surgery date.
As a service to our patients, our office is pleased to offer the CareCredit Card, the nation’s leading patient payment program. CareCredit offers a range of financing options to meet our patients’ needs. The programs supported by our office include no upfront costs, no annual fees, and no pre-payment penalties.
It’s easy to apply either online at www.carecredit.com, or by telephone at (800) 365-8295. Online applications may receive a credit decision within seconds.





