Financing and Insurance

Planning with Clarity

Insurance We Accept

Spiro Plastic Surgery accepts all commercial insurance for patients who have out of network benefits. We do not accept Medicare and Medicaid or any Medicare and/or Medicaid plans administered through other insurance carriers.

Please contact our billing department at (973) 736-5907 (option 3) if you have any insurance or billing questions, including questions about whether or not your procedure is covered under insurance. We are here to help you!

Commonly Covered Procedures

Common insurance related procedures that may be covered are:

  • Breast Reduction

  • Breast Reconstruction

  • Fat Grafting related to Breast Reconstruction or Breast Revision

Disclosures & Notices


For more information about your rights as a consumer under the No Surprises Act please visit:
https://www.cms.gov/medical-bill-rights/know-your-rights
https://www.nj.gov/dobi/division_consumers/insurance/outofnetwork.html

Disclosure Notice Regarding Your Rights and Protections Against Surprise Medical Bills

CareCredit Financing

No Interest if Paid Withing 6 or 12 Months*

* Restrictions apply. Refer to CareCredit for full program details.

Payments may also be made by Cash, Bank Check, Visa, Mastercard, Discover Card or American Express. Personal checks will only be accepted three weeks prior to the scheduled surgery date.

As a service to our patients, our office is pleased to offer the CareCredit Card, the nation’s leading patient payment program. CareCredit offers a range of financing options to meet our patients’ needs. The programs supported by our office include no upfront costs, no annual fees, and no pre-payment penalties.

It’s easy to apply either online at www.carecredit.com, or by telephone at (800) 365-8295. Online applications may receive a credit decision within seconds.

Learn More

Patient Testimonials

  • "This is going to be a long and detailed review, but for anyone researching I want them to know how great Dr. Spiro is. I am 23F and was about a 36H/I. I had been wanting to take the leap...

    - Sierra S.

  • "I recently had the pleasure of undergoing breast augmentation with Dr. Spiro and his exceptional team of nurses, and I couldn't be happier with my experience. From the very first consultation, Dr. Spiro took the time to thoroughly explain the...

    - Olivia P.

  • "Dr. Spiro is single handedly the most compassionate, intelligent and talented surgeon. I got my breast reduction last month and the surgery changed my life and I owe it all to him and his amazing team. I’m so so happy...

    - Gillian E.

  • "LIFE-CHANGING!!! I am beyond thrilled with my results, and my only regret is not doing this sooner. From the very first meeting with Dr. Spiro (and I had been to over a dozen other doctors before for consultations), I knew...

    - Lisa D.

  • "Loved everything about my experience with Spiro plastic Surgery! The office staff is friendly and accommodating. They return phone calls promptly- never leave you waiting. Dr Spiro has a beautiful bedside manner- I always feel comfortable with him. He has...

    - Dawn W.

  • "Absolutely incredible office! I've been a loyal client since 2017, and I can't say enough about the amazing experience here. Mikayla, the Botox expert, is nothing short of phenomenal! Now, with the addition of Rebecca, the skin specialist, they truly...

    - Daisey M.

Perfect the Art
of Your Beauty

You deserve a plan that makes sense for you. Spiro Plastic Surgery focuses on thoughtful recommendations, clear expectations, and long-term results.