Financing | Insurance

Insurance Accepted at Spiro Plastic Surgery – Horizon NJ Breast Reduction, Breast Reconstruction, and Fat Grafting

We are in network with most Horizon Blue Cross and Blue Shield plans, and we are a Horizon Omnia Tier 1 provider. We do not accept Medicare and Medicaid or any Medicare and/or Medicaid plans administered through other insurance carriers. Please contact our billing department at (973) 736-5907 (option 3) if you have any insurance or billing questions, including questions about whether or not your procedure is covered under insurance. We are here to help you!

Dr. Spiro’s profile on Horizon Blue Cross Blue Shield here.

Common insurance related procedures that may be covered are:

Google Review

“This is going to be a long and detailed review, but for anyone researching I want them to know how great Dr. Spiro is.

I am 23F and was about a 36H/I. I had been wanting to take the leap to get a breast reduction for as long as I can remember, and one day searching through lists from my insurance I found Dr. Sprio.

I checked his website, which is beyond immaculate, and went through his gallery. It is no surprise he has been doing reductions for 27 years. His incisions looked clean and crisp, and everyone had great results.

I booked a consultation and took a trip out from NYC to Short Hills to see him. He was so understanding and validated all my concerns, questions, and symptoms. His staff is also so kind and knowledgeable. They really give a close-nit vibe and all seem very happy to do what they do.

In my first consultation, they gave me a folder with a ton of informative info regarding the surgery and how insurance works. They helped me build my case for my insurance and submitted it for me.

At the time I had been going to a chiropractor and had complained of these symptoms for over a year. So, in my case- my insurance approved 3 days after submitting it.

I was emotional, excited, and scared. The whole team was there throughout the whole process and listened to everything I said with full attention. They are flexible and have a great zero interest policy for 12 months with care credit, which I used to pay my deductible.

As my surgery date came up, they were super clear on what to do and best things to stop doing before my surgery. I listened to everything they said and I am so happy I did. I had my surgery in the Livingston Surgery Center and my experience was wonderful. The nurse I had was very familiar with Dr. Spiro and I could tell she trusted him a lot. The anesthesiologist was so kind too and also worked with Dr. Spiro a lot.

This was my first surgery ever and first time under anesthesia. They really made me feel so taken care of and safe. My surgery went great and before I knew it I was home resting. I had almost no bruising, and barely needed the prescription narcotics.

After surgery I went to weekly follow-ups where I mainly spoke to Mikayla or Jess. They were super kind and very knowledgeable and clear on how I was healing and the next steps.

I am still healing, but I am so happy with my results. Dr. Spiro has really changed my life, and for that, I am forever grateful.

This surgery was worth every penny and if you have any BCBS plan, I highly recommend Dr. Spiro. He is in the network for any state, which is remarkable. He is also a killer artist, FYI.

Thank you to the Spiro team, I am so grateful for you!”

– Sierra S.

Our office is proud to announce patient financing options available through Care Credit

NO INTEREST IF PAID WITHIN 6 OR 12 MONTHS*
* Restrictions apply. Refer to CareCredit for full program details.

Payments may also be made by Cash, Bank Check, Visa, Mastercard, Discover Card or American Express. Personal checks will only be accepted three weeks prior to the scheduled surgery date.

As a service to our patients, our office is pleased to offer the CareCredit Card, the nation’s leading patient payment program. CareCredit offers a range of financing options to meet our patients’ needs. The programs supported by our office include no upfront costs, no annual fees, and no pre-payment penalties.

It’s easy to apply either online at www.carecredit.com, or by telephone at (800) 365-8295. Online applications may receive a credit decision within seconds.

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Click to learn more

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Graphite/Pencil Hybrid-Painting by Dr. Scott Spiro